近來在中國多地出現一種高度包裝化、流程設計極為完整的新型詐騙手法，不少受害者正是在「看似無害、甚至帶有品牌質感」的第一步中掉入陷阱。這類案件之所以引發警方與媒體密集提醒，正因它不再依賴粗糙話術，而是結合實體投遞、品牌仿冒與心理操控，專門針對一般家庭與中老年族群下手。

整個詐騙往往從受害者家門口開始。騙子會事先製作包裝精美的禮品袋，內附「試吃卡」「體驗卡」或「回饋活動說明」，外觀看起來與大型連鎖超市、知名食品品牌或電商促銷活動極為相似。這些禮品袋通常被悄悄放置在住戶門口或信箱旁，讓人誤以為是官方上門推廣或社區福利。卡片上印有醒目的「限時兌換」「官方活動」字樣，並附上一個二維碼，正是整起詐騙的入口。

當受害者掃描二維碼後，頁面並不會立刻顯示異常，而是引導其添加所謂的「官方客服」。這些客服帳號往往使用企業標誌、制服頭像，名稱也刻意模仿知名公司，使人放下戒心。接下來，對方會以「兌換禮品需要透過官方APP操作」為由，要求受害者下載一款經過偽裝的應用程式。這些APP的圖示、介面與操作流程，幾乎照搬知名企業的官方軟體，甚至連客服話術都經過精心訓練，利用大品牌的公信力迅速建立信任。

在完成安裝後，「客服」會進一步邀請受害者加入所謂的「福利群」或「內部活動群」。群內看似十分熱鬧，不斷有人曬出成功領取紅包、提現到帳的截圖，實際上多半是詐騙集團的內部帳號扮演的「托」。初期，詐騙方會刻意讓受害者嘗到甜頭，例如完成簡單任務就能領到小額現金，或收到價值不高的小禮品，而且確實可以成功提現，讓人逐漸產生「這是真的」的心理認定。

在信任建立後，詐騙便進入關鍵階段。客服會開始推薦「高回報任務」「升級福利方案」，聲稱只要先行墊付資金，就能獲得成倍返利。隨著投入金額逐步增加，系統開始以「任務未完成」「操作流程錯誤」「帳戶異常」等理由，暫停提現功能，並引導受害者繼續加碼，聲稱只差最後一步就能一次性返還全部資金與高額獎勵。

當受害者投入的金額已經相當可觀、並察覺異常時，詐騙方往往不會立刻消失，而是進一步榨取。客服會改口稱需要繳納「保證金」「解凍費」「風控驗證費」才能恢復帳戶功能，利用受害者不甘心前期投入付諸流水的心理，誘使其再度匯款。等到榨取到極限後，詐騙APP突然無法登入，客服帳號被拉黑或刪除，群組解散，整個團隊瞬間消失，受害者才發現自己已無法聯絡任何人。

這類案件的危險之處在於，它將傳統電信詐騙升級為一套近乎「商業化運營」的流程，每一步都在測試並削弱受害者的警覺心。從門口的禮品袋開始，直到最後的資金轉移，表面上看似合理、循序漸進，實際上早已被精密設計好。也正因如此，警方反覆強調，凡是來路不明的二維碼、要求下載非官方應用程式、以「墊資返利」為名的任務活動，無論包裝得多麼專業，都極可能是詐騙陷阱。

Recently, a highly sophisticated new scam has been emerging across many parts of China, drawing repeated warnings from police and media. What makes this scheme particularly dangerous is that it no longer relies on crude deception. Instead, it combines physical delivery, counterfeit branding, and carefully engineered psychological manipulation, targeting ordinary households and especially middle-aged and elderly people.

The scam often begins right at the victim’s doorstep. Fraudsters deliberately prepare well-designed gift bags containing “free trial cards,” “tasting vouchers,” or “customer appreciation offers.” These packages closely resemble promotional materials from large supermarket chains, well-known food brands, or major e-commerce platforms. They are quietly placed outside apartment doors or near mailboxes, leading residents to assume they are part of an official promotion or a community benefit program. The cards typically feature eye-catching phrases such as “limited-time redemption” or “official event,” along with a QR code that serves as the entry point to the scam.

Once the victim scans the QR code, nothing immediately appears suspicious. Instead, they are guided to add an “official customer service” contact. These accounts often use corporate logos, professional profile photos, and names closely imitating legitimate companies, which helps lower the victim’s guard. The so-called customer service then claims that gift redemption must be completed through the company’s “official app” and instructs the victim to download an application that is actually fraudulent. These fake apps are carefully disguised, with icons, interfaces, and workflows nearly identical to those of real, well-known companies. Even the customer service scripts are professionally rehearsed, using brand credibility to rapidly build trust.

After installation, the victim is invited to join a “benefits group” or “internal rewards group.” The group appears lively, filled with messages showing successful withdrawals, red envelope rewards, and screenshots of money being credited. In reality, most of these accounts are operated by the scam group itself, posing as ordinary participants. In the early stage, the scammers deliberately let victims receive small payouts or inexpensive gifts after completing simple tasks, and the money can indeed be withdrawn successfully. This creates a powerful sense of legitimacy and reassurance.

Once trust is firmly established, the scam enters its core phase. Customer service begins promoting “high-return tasks” or “upgraded reward plans,” claiming that victims can earn substantial profits by temporarily advancing funds. As the amount invested gradually increases, withdrawals suddenly become restricted. The system cites reasons such as “incomplete tasks,” “operational errors,” or “account abnormalities,” while reassuring the victim that just one more step or payment will unlock all funds and rewards at once.

When victims have already invested a large sum and begin to sense something is wrong, the scammers often escalate rather than disappear immediately. Customer service now claims that a “security deposit,” “account unfreezing fee,” or “risk control verification fee” is required to restore withdrawal access. Exploiting the victim’s reluctance to accept heavy losses, they pressure them into transferring even more money. Once the scammers have extracted as much as possible, the fake app suddenly becomes inaccessible, customer service accounts block or delete the victim, chat groups are dissolved, and the entire operation vanishes without a trace.

The most alarming aspect of these cases is that they represent an industrialized upgrade of traditional telecom fraud. Each step is carefully designed to erode suspicion and guide the victim deeper into the trap. From the gift bag at the door to the final fund transfer, every stage appears logical and gradual, yet the outcome is fully premeditated. For this reason, authorities repeatedly emphasize that any unsolicited QR code, any request to download non-official apps, or any activity involving “advance payments for guaranteed returns” should be treated as a serious warning sign, no matter how professional or convincing the packaging may appear.