2025年4月30日，浙江省台州市中級人民法院一審宣判一起令人震驚的倫理與法律雙重底線被突破的犯罪案件——一名男子為了騙取保險金，竟夥同他人製造車禍致自己親生母親死亡。此案的判決書還原整個事件的經過，揭示出家庭倫理與法律之間最殘酷的衝突。

案件回溯到2023年9月，浙江台州市椒江區章安街道九子村西邊村路發生一起嚴重車禍。一名中年女子徐某某被一輛小型越野車撞飛至路邊田地，經送醫搶救無效，當日宣告死亡。法醫鑒定顯示，徐某某死因系交通損傷引發的顱腦損傷、胸部多發傷。表面上看似一起普通的交通事故，但警方深入調查發現，這起車禍實為人為製造。實施犯罪的三人意圖通過事故騙取保險金，其中一人正是死者的親生兒子盧某某（23歲）。另一主犯為楊某某（22歲），第三人程某系從犯。

法院審理認為，此案不僅是故意殺人，更是對家庭倫理的極度背叛。犯罪動機卑劣，手段殘忍，社會影響極其惡劣，依法應嚴懲。判決書明確指出，在故意殺人共同犯罪中，楊某某、盧某某系主犯，應根據參與的全部犯罪行為予以處罰，而程某作為從犯，依法予以減輕處罰。

據判決書披露，案發背景涉及保險金操作。2023年4月，徐某某因交通事故受傷住院治療。其間，楊某某與盧某某商議，待徐某某保險金到賬後，盜取並揮霍。2023年7月，保險公司將事故賠償款 319,994.2元人民幣 轉入徐某某銀行帳戶。在未經徐某某同意的情況下，盧某某將徐某某的身份證及銀行卡交給楊某某，並提供密碼。楊某某當日使用銀行卡取現 2萬元，同時盧某某通過支付寶先將3萬元轉入自己帳戶，再轉至楊某某帳戶，隨後楊某某提現至個人帳戶。次日，楊某某又在銀行櫃檯取現 26.23萬元。兩人將上述款項用於揮霍消費。最終，一審判決結果為：兩名主犯楊某某、盧某某被判死刑，程某被判處有期徒刑7年。目前，該案已進入二審程式，尚未公佈最終判決結果。

此案在社會上引發極大反響，公眾對家庭倫理的背叛與惡劣犯罪手法表示震驚與憤慨。案件不僅警示社會關注保險欺詐與金融安全，也凸顯刑事司法在維護家庭倫理與社會秩序方面的嚴肅性。通過此案，法律再一次提醒公眾：即便是親人，也不能以生命為代價謀取私利，否則必將面臨法律最嚴厲的懲處。

On April 30, 2025, the Taizhou Intermediate People’s Court in Zhejiang Province handed down a shocking first-instance verdict in a case that violated both legal and ethical boundaries: a man, in collusion with others, deliberately caused a car accident that resulted in the death of his own mother in order to fraudulently obtain insurance money. The court’s judgment reconstructed the entire sequence of events, revealing the brutal clash between familial ethics and the law.

The case dates back to September 2023, when a serious traffic accident occurred on Xibian Village Road, Jiuzu Village, Zhang’an Subdistrict, Jiaojiang District, Taizhou. The victim, a middle-aged woman named Xu, was hit by a small SUV and thrown into a nearby field. She was transported to a hospital but died that same day. A forensic examination determined that her cause of death was multiple injuries, including severe cranial and thoracic trauma, consistent with traffic accident injuries. While it initially appeared to be a routine traffic accident, police investigations revealed that the crash was deliberately staged. Three individuals orchestrated the incident with the goal of obtaining insurance compensation, including Xu’s own son, Lu (23), along with co-conspirator Yang (22) and an accomplice, Cheng, who was classified as a secondary participant.

The court noted that this crime not only constituted premeditated murder but also represented an extreme betrayal of family ethics. The motives were vile, the methods ruthless, and the social impact extremely negative, warranting severe punishment. The verdict stated that Yang and Lu, as principal offenders, should be held accountable for the full extent of their criminal actions, while Cheng, as an accomplice, would receive a mitigated sentence.

The judgment also detailed the insurance fraud scheme. In April 2023, Xu had been hospitalized due to a prior traffic accident. During this period, Yang and Lu conspired to steal the insurance payout once it was deposited. In July 2023, the insurance company transferred RMB 319,994.2 to Xu’s bank account. Without her consent, Lu took her ID card and bank card and provided the password to Yang. Yang withdrew 20,000 yuan on the same day, while Lu transferred 30,000 yuan via Alipay first to his account and then to Yang’s account, which Yang later withdrew to his personal bank account. The following day, Yang withdrew an additional 262,300 yuan. The two used the stolen funds for personal indulgence and consumption.

Ultimately, the first-instance verdict sentenced the two principal offenders, Yang and Lu, to death, while the accomplice Cheng received a seven-year prison sentence. The case has now entered the appeal process, and a final ruling has yet to be issued.

The case has caused widespread public outrage, with many expressing shock at both the betrayal of familial trust and the extreme cruelty of the crime. It serves as a stark warning regarding insurance fraud and financial security, while also highlighting the judicial system’s role in upholding family ethics and social order. The case reinforces the principle that even close relatives cannot exploit life for personal gain; such actions will face the most severe consequences under the law.