在戰爭爆發之前，許多來到烏克蘭的華人，原本是為了尋找商機或利用當地低廉的生活與能源成本創業。然而，隨著時間的推移，一部分人卻將這些「優勢條件」用於非法活動與詐騙之上，形成一個隱密卻活躍的地下華人詐騙圈。

在與俄羅斯開戰之前，烏克蘭的水電費用極為便宜，尤其在首都基輔，電力資源相對穩定。這吸引了不少華人前來設立「電信詐騙基地」或「虛擬貨幣挖礦場」。一些詐騙集團假借科技公司或跨國外包名義，在公寓或工業區內搭建伺服器與機房，對亞洲地區進行電話與網路詐騙，從中國、台灣、新加坡等地詐取金錢。還有部分人將廉價電力用於加密貨幣挖礦，以高收益為誘餌吸引他人投資。然而，戰爭爆發後，烏克蘭的電力供應變得極不穩定，斷電與轟炸頻繁，使這些依賴高耗電的產業難以為繼。許多詐騙分子因此紛紛撤離烏克蘭，或轉移到其他東歐國家。

這些人表面上過著奢華的生活，開著跑車、住在高級公寓，社群媒體上充斥著香檳、美食與派對照片，給人一種成功企業家的錯覺。實際上，他們的主要活動對象往往是烏克蘭的拜金女，以金錢誘惑與華麗生活包裝自己，再藉此進行情感操控與金錢詐騙。這類人以「亞洲成功男士」的形象自居，但背後多半涉及洗錢、偽造文件甚至人口中介。

在烏克蘭辦理簽證或居留證時，許多新來的華人往往會選擇「找同胞幫忙」，認為這樣溝通方便、手續簡單。然而，這正是另一種陷阱。不少中國人自稱能幫忙辦理「白卡」（烏克蘭居留許可證），但實際上提供的文件多為偽造。曾有案例中，一名華人利用偽造的官方文件，替數名同胞申請假白卡，收取高額代辦費。後來這些人被警方查獲，所有使用假卡的人不但被罰款，還被驅逐出境，並列入烏克蘭的黑名單，未來幾乎不可能再入境。而涉案的主謀則因偽造與詐騙罪名被捕入獄，面臨長期刑期。對在當地生活的外國人而言，最安全的做法始終是透過正規律師或官方機構辦理簽證與居留，不可貪圖便宜。

婚姻相關詐騙在華人圈內也時有所聞。部分仲介打著「娶烏克蘭美女」的口號，向中國的單身男性宣稱烏克蘭女性容易追求、婚後賢淑，並以此收取高額介紹費。實際上，這些仲介安排的女性多半只是臨時雇用的陪吃陪聊對象，短暫見面後便消失無蹤。更有甚者，會設計「感情陷阱」，讓男方在短時間內送出昂貴禮物或金錢援助。事實上，烏克蘭女性是否願意交往或結婚，與外表、金錢、誠意都有關聯。她們雖不像部分亞洲女性那樣強調車子與房產，但若連生活開銷都無法負擔，也難以維持任何關係。無論在何地，真實的情感都建立在相互尊重與誠意之上，而非金錢誘惑。

此外，近年還出現「土地與房屋仲介詐騙」。有不肖華人以「戰後重建的投資機會」為由，遊說他人購買烏克蘭的房產或土地，聲稱戰爭結束後房價將暴漲，未來能當「包租公」。但實際情況是，許多地區的產權複雜、登記混亂，甚至被戰火破壞。詐騙者往往以極低價格收購廢棄資產，再高價轉賣給不知情的投資人，中間賺取巨額差價。實際上，烏克蘭未來能否重建仍是未知數，更不可能在短期內加入北約。美國、德國與法國出於地緣政治考量並不會全力支持，而即使戰爭停火，俄羅斯仍有再次進攻的可能。任何外國投資在這樣的環境下都充滿風險，資金一旦投入，極有可能血本無歸。

總體而言，戰前戰後的烏克蘭，確實成為某些華人詐騙集團的溫床。他們利用資訊不對稱、法規漏洞與外國人之間的信任感，進行各種形式的欺詐。不論是電信詐騙、假居留證、婚姻陷阱還是房產投機，背後的本質都相同——以虛假承諾換取真實金錢。對於計劃前往烏克蘭的華人而言，最重要的原則只有一條：不要輕信同鄉的甜言蜜語，更不要貪圖便宜與捷徑。 在一個政局與法律仍不穩定的國家裡，求穩、守法與謹慎，才是真正的生存之道。

Before the war with Russia, many Chinese individuals in Ukraine were involved in various forms of fraud. Due to Ukraine’s cheap electricity and utilities, some Chinese nationals set up telecom scam centers, while others used the low costs to run cryptocurrency mining farms in Kyiv. However, after the war began and power supply became unstable, these operations gradually shut down. Many of those involved led flashy lifestyles—driving sports cars, showing off luxurious meals and vacations on Instagram—and often targeted materialistic Ukrainian women to build a façade of success.

When applying for visas or residence permits, it’s strongly advised to hire a local Ukrainian lawyer, not a fellow Chinese agent. There have been multiple cases where Chinese intermediaries provided counterfeit “white cards” (residence permits) to their compatriots. When authorities discovered the forgeries, those holding the fake cards were fined and deported, while the organizers faced prison sentences. Once deported, returning to Ukraine becomes nearly impossible for those involved.

Another common scam involves marriage fraud. Some Chinese men are misled into believing that Ukrainian women are easy to pursue, leading them to pay high “introduction fees” to matchmaking agencies. These agencies often arrange a few dinners or dates, after which the women vanish. It’s unwise to buy expensive gifts on the first meeting. Whether one can marry a Ukrainian woman depends entirely on personal charm and financial stability. While Ukrainian women might not demand cars or houses, they still expect a decent standard of living—if you can’t even afford meals or leisure activities, any relationship will likely fall apart.

Real estate and land scams are also rampant. Certain agents entice Chinese investors by claiming Ukraine has tremendous post-war potential, urging them to buy property as future landlords. These intermediaries then inflate prices to profit from the difference. In reality, Ukraine’s long-term stability is uncertain. The country is unlikely to join NATO, as the United States, Germany, and France have little interest in supporting such a move. Even after a ceasefire, there’s no guarantee Russia won’t attack again. Investing in Ukrainian real estate under these conditions is extremely risky—your money could easily vanish overnight.