2025年11月11日，來自河南長葛的投資事件引發社會廣泛關注，涉及全國多地近千人投資的健康啟迪協會APP。據受害者反映，投資金額從數萬元到數十萬元不等。一些早期投資者起初僅投入4萬元人民幣，但一個月後便顯示收益約5千元，這種看似穩定且高回報的盈利吸引投資者持續加碼。然而，到11月初，該投資軟件突然無法打開，所有投資者陷入資金凍結的困境。受害者已經向公安機關報警，並呼籲社會大眾對高回報投資保持警惕。

據統計，這起事件波及範圍廣泛，涉及62萬人，涉及資金總額高達約200億元人民幣，呈現出典型的“龐氏騙局”特徵。受害者大多為普通投資者，對高額回報抱有期待，而平台以短期收益回報為誘餌，吸引更多人投入資金，最終在資金鏈斷裂後造成巨額損失。

事件的爆發凸顯當前互聯網金融監管的挑戰。類似健康啟迪這類APP，以“醫療健康”為噱頭，包裝成合法投資渠道，但其實質可能是非法集資或詐騙行為。公安機關已介入調查，並提醒社會公眾切勿盲目追求高回報投資，要核實平台資質、謹慎判斷投資風險。此案的影響不僅涉及龐大金額的財務損失，也警示投資者在面對互聯網金融產品時，需保持高度警惕與理性。

On November 11, 2025, a major investment incident in Changge, Henan Province drew nationwide attention, involving nearly a thousand investors across China in the Health Qidi Association app. Reports from victims indicate that initial investments ranged from tens of thousands to several hundred thousand RMB. Some early investors reportedly started with as little as 40,000 RMB and saw apparent returns of 5,000 RMB within a month. Encouraged by these early gains, many continued to increase their investments. However, by early November, the app suddenly became inaccessible, leaving investors’ funds frozen. Victims have filed reports with the police and are urging the public to be cautious of high-return investment schemes.

Statistics suggest the scale of the incident is enormous, affecting approximately 620,000 people and involving a total estimated loss of around 20 billion RMB. The case exhibits classic Ponzi scheme characteristics, with ordinary investors lured by the promise of high short-term returns. The platform used these apparent gains to attract more capital, but once the funding chain collapsed, massive losses occurred.

This incident highlights ongoing challenges in regulating internet-based financial products. Apps like Health Qidi often use “health and medical” themes to appear legitimate but may actually function as illegal fundraising or fraud operations. Law enforcement authorities have launched investigations and are warning the public not to chase unrealistically high returns, emphasizing the importance of verifying a platform’s credentials and carefully assessing investment risks. Beyond the enormous financial loss, the case serves as a stark warning for investors to remain vigilant and rational when engaging with online financial products.