中國的超級龐氏騙局:E租寶

2024-05-07

大陸E租寶的創始人丁寧鼓勵民眾將錢存入後再給予高額利息,然後用後來加入的會員的錢來支付之前存戶的利息。然而,公司基本上是空殼,並沒有實際營運,是標準的龐氏騙局。當時號召隨存隨取款,一年利息高達9%至14%,相較於大部分中國銀行相當具有競爭優勢。僅在一年內就有90萬民眾上當受騙,涉案金額超過700億人民幣。

為博取民眾的信任,E租寶在全國各大電視台大力投放廣告,並且砸重金15億人民幣來插播央視春晚的節目。於是許多人開始上當受騙。而累積快速財富的丁寧開始朝著聘請美女作為自己的後宮妃子的方向發展,情婦超過百人以上,對外的頭銜是秘書或助理。為讓情婦們開心,丁寧掃光中國的名牌商品,曾一度把全中國的LV及愛馬仕店的貨都一掃而空。

僅僅幾個月的時間,丁寧就揮霍超過上百億人民幣。對於特別喜歡的女性,他送出賓利汽車和豪宅。為避免未來面臨牢獄之災,他開始在緬北開設銀行,讓一位情婦注入20億人民幣的資金,並擔任該行董事長。同時,他花重金雇用上百人的私人部隊來保護自身的安全。然而,在資產持續移轉到緬北的過程中被警方盯上,整個詐騙案才曝光。2018年,丁寧被判處無期徒刑,並沒收所有財產。

The founder of E Zu Bo in mainland China, Ding Ning, encouraged people to deposit money first and then offered high interest rates. He then used the money from new members to pay interest to previous depositors. However, the company was basically a shell with no actual operations, functioning as a typical Ponzi scheme. At the time, they advertised instant withdrawal and deposit options, offering interest rates ranging from 9% to 14% annually, which was quite competitive compared to most Chinese banks. Within just one year, over 900,000 people were deceived, involving an amount exceeding 70 billion RMB.

To gain people's trust, E Zu Bo aggressively advertised on major television networks nationwide, even spending 1.5 billion RMB to air during the CCTV Spring Festival Gala. Consequently, many people fell victim to the scam. Ding Ning, who had accumulated rapid wealth, began to hire beautiful women as his concubines, numbering over a hundred, with titles such as secretary or assistant. To keep his mistresses happy, Ding Ning bought out luxury goods across China, even emptying LV and Hermès stores nationwide at one point.

In just a few months, Ding Ning squandered over hundreds of billions of RMB. For women he particularly favored, he gifted them Bentleys and luxury homes. To avoid potential imprisonment in the future, he began establishing banks in Myanmar, where one mistress injected 2 billion RMB into the bank and he became its chairman. Meanwhile, he spent heavily to employ a private army of over a hundred people to ensure his safety.

However, during the process of transferring assets to Myanmar, he caught the attention of the police, and the entire fraudulent scheme was exposed. In 2018, Ding Ning was sentenced to life imprisonment, and all his assets were confiscated.

   

照片:DALLE3