《收穫日 3》（Payday 3）是由Starbreeze Studios開發的第一人稱合作型劫案射擊遊戲，也是廣受歡迎的《Payday》系列正統續作。已於2023年9月21日在PC（Steam）、PlayStation 5與Xbox Series X|S平台推出，延續系列一貫強調「精密計畫 × 即時執行」的核心魅力，並在畫面表現、系統深度與敘事層面上全面進化。隨著2026年1月即將上線的全新「副業（Side Hustle）」劫案〈購物狂歡〉，遊戲世界也持續擴展，為老玩家帶來新的挑戰與變化。

在劇情設定上，描寫曾令警方與黑幫聞風喪膽的傳奇團隊——Payday幫，在短暫退隱後被迫再次出山的故事。過去他們在華盛頓特區掀起的風暴並未真正平息，反而在暗中孕育出新的威脅。這股力量逐步浮上檯面，直接動搖了團隊的安全與生存空間，迫使成員們放棄原本得來不易的平靜生活，再度戴上面具、重返犯罪前線。這一次，舞台從熟悉的華盛頓轉移到紐約，陌生的城市結構、更加複雜的治安體系與全新的敵對勢力，讓每一次行動都充滿未知與風險。

遊戲的敘事並非線性鋪陳，而是透過一場場劫案逐步拼湊出整體局勢。每個任務都像是一個獨立的犯罪電影片段，玩家在行動過程中，會逐漸感受到世界對 Payday 幫的反撲，以及他們過往行徑所留下的後果。即將推出的〈購物狂歡〉副業劫案，便以一支「毫無默契」的臨時團隊為切入點，用帶有黑色幽默的方式呈現劫案失控的過程，同時也擴展了遊戲世界中支線任務的敘事層次。

在操作與玩法方面，依然是系列中少見、極度重視玩家選擇自由的合作型FPS。每一場劫案都不是單一解法，玩家可以在事前仔細勘查地形、研究巡邏路線與監視系統，選擇全程潛行、低調滲透，或是在計畫失敗時果斷轉為正面火拼。是否控制人質、如何利用人質牽制警方、要不要呼叫增援或冒險多撐一段時間，全都取決於玩家當下的判斷。這種高度開放的設計，使同一個任務在不同團隊與不同策略下，都能產生截然不同的體驗。

戰鬥操作延續第一人稱射擊的爽快手感，槍械回饋與敵人反應更加真實，同時加入更細緻的護甲、掩體與敵方AI行為設計。玩家在戰鬥中不只是單純射擊，還需要觀察警方的包抄路線與戰術變化，隨時調整站位與行動節奏。隨著不斷成功完成劫案，角色能獲得經驗值，逐步解鎖技能、強化武器，並取得各式裝備與外觀道具，讓自己的劫掠風格更加鮮明。

合作始終是本作的核心靈魂。遊戲鼓勵玩家與熟悉的夥伴分工合作，有人負責駭入系統、有人控制人質、有人掩護撤退，每個角色都不可或缺。正是這種在混亂中建立默契、在壓力下彼此信任的過程，讓每一次成功脫身都格外令人難忘。整體而言，《收穫日 3》不只是單純的射擊遊戲，而是一場關於貪婪、計畫、風險與合作的犯罪體驗。對於喜愛高強度合作玩法、享受反覆研究最佳策略的玩家來說，依然是同類型作品中極具代表性的存在。

Payday 3 is a first-person cooperative heist shooter developed by Starbreeze Studios and the official sequel to the hugely popular Payday series. The game launched on September 21, 2023, for PC (Steam), PlayStation 5, and Xbox Series X|S, carrying forward the franchise’s signature focus on meticulous planning followed by high-intensity execution, while significantly upgrading visual fidelity, system depth, and narrative presentation. With the new “Side Hustle” heist Shopping Spree scheduled to go live in January 2026, the game world continues to expand, offering fresh challenges and variations for returning players.

In terms of story, Payday 3 follows the legendary Payday Gang—criminals once feared by both law enforcement and the underworld—who are forced out of retirement after a brief period of peace. The chaos they unleashed years ago in Washington, D.C. never truly faded; instead, it gave rise to new threats lurking in the shadows. As these forces begin to surface, they directly endanger the team’s safety and survival, leaving them no choice but to don their masks once again and return to the criminal life. This time, the action shifts from familiar territory to New York City, where an unfamiliar urban layout, a more complex security environment, and new opposing factions turn every operation into a risky and unpredictable endeavor.

The narrative is not told in a strictly linear fashion. Instead, it unfolds through individual heists, each functioning like a standalone crime film vignette that gradually reveals the broader situation. Over time, players come to feel the consequences of the Payday Gang’s past actions and the world’s growing pushback against them. The upcoming Shopping Spree side hustle heist adds another layer to this structure, presenting a darkly comedic take on a poorly coordinated crew and an operation spiraling out of control, while further enriching the game’s side-mission storytelling.

Gameplay and controls remain deeply rooted in the series’ defining strength: player freedom. Every heist offers multiple solutions rather than a single correct path. Players can carefully scout environments, study patrol routes, and analyze surveillance systems in advance, choosing whether to remain stealthy and methodical or to shift into an all-out firefight when plans go awry. Decisions such as how to handle hostages, whether to use them as leverage against the police, or when to push for extra loot versus making a clean escape are all made on the fly. This high degree of openness ensures that the same mission can feel completely different depending on the team’s composition, coordination, and chosen strategy.

Combat retains the punchy feel of a first-person shooter while introducing more realistic weapon feedback, refined enemy AI, and more nuanced systems for armor and cover. Success in firefights depends not only on accuracy, but also on reading police tactics, reacting to flanking maneuvers, and constantly adjusting positioning under pressure. As players complete heists, they earn experience that unlocks new skills, weapons, and gear, allowing them to refine their playstyle and prepare for increasingly demanding challenges.

At its core, Payday 3 is built around cooperation. The game strongly encourages playing with trusted teammates, assigning clear roles such as hacking systems, controlling hostages, providing overwatch, or managing escapes. The sense of shared risk and reliance on one another under extreme pressure is what makes each successful getaway so memorable. Ultimately, Payday 3 is more than just a shooter—it is a crime-driven experience centered on greed, planning, risk, and teamwork. For players who enjoy intense cooperative gameplay and the constant pursuit of the perfect heist, it remains one of the most distinctive and representative titles in its genre.